About Nicole Cooper
Nicole Cooper is a financial coach with over 10 years of experience helping individuals and business owners build sustainable financial systems that support both long-term stability and everyday life. She specializes in practical financial education that blends money management, business strategy, fitness, and lifestyle optimization into a clear, actionable framework.
Nicole is based in Austin, Texas, where she works with clients nationwide through private coaching, structured programs, and educational content.
Professional Experience
Nicole began her career in 2014 as a financial services associate in Dallas, Texas, working directly with clients on budgeting, debt reduction, and cash-flow planning. Over several years in the industry, she identified a recurring pattern: financial challenges were often rooted in habits, stress, and lifestyle imbalance rather than a lack of income or intelligence.
In 2018, she transitioned into full-time financial coaching, focusing on behavior-based money management and practical financial planning. Since then, Nicole has worked with professionals, entrepreneurs, and families to improve:
- Personal budgeting and cash flow systems
- Debt management and savings strategies
- Small business financial organization
- Income planning and goal setting
- Lifestyle alignment, productivity, and wellness habits
Her work emphasizes clarity, structure, and repeatable systems that clients can maintain long after coaching ends.
Education & Professional Development
Nicole earned her Bachelor of Science in Finance from Texas State University, where she developed a strong foundation in financial analysis, economics, and applied accounting.
To support her coaching practice, she has completed additional training in behavioral finance, personal budgeting methodologies, and business financial planning. Nicole continues her professional development through finance workshops, business coaching programs, and wellness education to ensure her guidance reflects both current financial best practices and real-world application.
Coaching Approach
Nicole’s coaching philosophy is rooted in practicality and accountability. She helps clients simplify financial decision-making by creating systems that work within their existing routines rather than against them.
Her approach prioritizes:
- Clear financial structure without overcomplication
- Consistent habits over short-term fixes
- Financial planning that supports health, energy, and lifestyle
- Measurable progress aligned with personal and professional goals
She believes financial success is most sustainable when money, time, and well-being are managed together.
Personal & Lifestyle Focus
Outside of her coaching work, Nicole maintains an active lifestyle centered around strength training, daily movement, and long-term health. She integrates fitness and lifestyle principles into her financial education, recognizing the connection between physical discipline, mental clarity, and financial consistency.
Nicole currently lives in Austin, Texas, where she enjoys early-morning workouts, local trail walks, and continuing her own education in personal growth and business development.
Professional Focus & Areas of Expertise
Nicole Cooper shares expert insight across:
- Personal finance and money management
- Small business financial systems
- Financial habit-building and behavior change
- Productivity, fitness, and lifestyle design
- Long-term financial planning and sustainability
Her work is designed for people who want clear direction, practical structure, and financial strategies that fit real life.